Tata Neu HDFC Credit Card Benefits And How To Apply

Searching for India’s best credit cards that offer exclusive rewards on everyday spending? Then, your search ends here as the Tata group and HDFC Bank got into a partnership to launch the Tata Neu HDFC credit card - Tata Neu Plus and Tata Neu Infinity. These cards seamlessly integrate with the Tata Neu ecosystem and enable customers to earn Neu coins - a digital currency, on their spending. Customers can save up to 10% on all their expenses related to fashion, groceries, UPI payments, electronics, medicines, flights and much more. 

The rewards don’t end here as with the help of these credit cards, both regular shoppers and premium users can enjoy exclusive perks - dining, airport lounge access, fuel surcharge waiver and much more. The purpose of these credit cards is to reward users for being a Tata loyalist and get discounts across various Tata brands like Croma, Westside, BigBasket, Air India, Tata Cliq, etc. So, don’t wait to save on your expenses and apply for the Tata Neu HDFC credit cards straightaway. 

Benefits of the Tata Neu Plus credit card 

• Joining Fees - Rs 0

• Renewal Fee - Rs 449(waived off on spending over 1 lakh in the last year

• Welcome Benefit - 499 neucoins on completing first transaction.

• Bill Payment - 2% back as NeuCoins on every payment via Tata Neu

• UPI ID Spends - Earn up to 1% back as Neucoins on eligible UPI spends.

• Non UPI Spends - 2% back as Neucoins on Non EMI spends on Tata Neu and other Tata brands. Earn up to 1% back as Neucoins on non Tata brands spend and other merchant EMI spends. An additional 5% back via Neupass.

• Lounge Access - 4 domestic lounge access per year. Get complimentary domestic lounge access which can be availed as a lounge voucher on spends of Rs 50,000. Get 1 complimentary lounge voucher per calendar year. 

• Fuel Surcharge Waiver - 1% on minimum transaction of Rs 400.

Eligibility 

• Nationality - Indian

• Age - 21-60

• Salaried employee income - Rs 25,000 monthly

• Self employed income - Annual ITR > Rs 6,00,000

Benefits of the Tata Neu Infinity Credit Card

• Joining Fee - Rs 0

• Renewal Fee - Rs 1449(waived off on spending over 3 lakh in the last year)

• Welcome Benefits - 1499 Neucoins for completing the first transaction in the first 30 days.

• Bill Payments - 5% back as Neucoins on every payment via Tata Neu

• UPI ID Spends - 1.5% back on eligible UPI spends

• Non UPI Spends - 5% back as Neucoins on non EMI spends on Tata Neu and other Tata brands. 1.5% back as Neucoins on Non Tata spends and merchant EMI spends. Earn an additional 5% Neucoins on selected categories on Tata Neu website. 

• Lounge Access - 8 domestic lounge access per year. 4 complimentary international lounge access per calendar year. 

• Fuel Surcharge Waiver - 1% on minimum transaction of Rs 400

Eligibility 

• Nationality - India

• Age - 21-65

• Salaried employee income - Rs 1 lakh monthly

• Self employed income - Annual ITR> Rs 12 lakh

How to Apply for the Tata Neu HDFC Credit Card

You can apply online for the Tata Neu HDFC credit card via the Tata Neu app or the HDFC Bank website. If you have a Tata Neu referral code, you can use it to get 500 Neucoins as a sign up bonus and the process of applying online becomes simple. You can follow the steps below:

1. Go to the HDFC Bank website or download the Tata Neu app and choose ‘credit card’ under the finance section. 

2. Then click on ‘Apply Now’ and choose your Tata Neu credit card variant. You can apply your referral code after this step.

3. Enter important details like name, contact number, income details, etc to complete the application process.

4. Check your credit limit and receive provisional approval.

5. Complete your KYC and then apply to be eligible for receiving the Tata Neu HDFC credit card. 

Documents Required for HDFC Tata Neu Credit Card 

• Identity Proof - You may use an Aadhaar card, a PAN card, a driving license or a Voter ID.

• Address Proof - You can use an Aadhaar card, passport, recent utility bill or rental agreement.

• Income Proof - You can submit the latest salary slip(salaried employee), income tax return or bank statements(self employed)

Conclusion 

The Tata Neu HDFC credit card is best for shopaholics or frequent travelers who wish to save big on their everyday expenses. People can choose any of the Tata Neu HDFC card variants based on their lifestyle and spending habits. The premium perks call for the Infinity credit card while budget friendly rewards call for the Plus credit card.

One thing’s for sure that they will be rewarded with exclusive perks whether on grocery shopping, fashion essentials, travel, fuel or lounge access. By meeting specific criteria, they can apply for this credit card online and earn Neucoins which are redeemable across the entire Tata ecosystem.